Car Titles in Texas: A Complete Guide to Ownership, Transfers, and More

Getting a car title in Texas is essential for proving legal ownership of your vehicle. Whether you’re buying a new car, selling an old one, or transferring ownership, understanding the Texas car title process is crucial. From title transfers to lost title replacements, this comprehensive guide covers everything you need to know to navigate the Texas Department of Motor Vehicles (DMV) with confidence.

In this guide, we’ll explore:

• The different types of car titles in Texas
• How to transfer a car title between buyers and sellers
• Steps for replacing a lost or damaged title
• Special cases like bonded titles and salvage titles
• Common FAQs about Texas car titles

By the end of this article, you’ll have all the information you need to handle car titles in Texas with ease.

What Is a Texas Car Title and Why Is It Important?

A Texas car title is a legal document issued by the Texas DMV that proves ownership of a vehicle. Without a title, you cannot legally buy, sell, or transfer ownership of a car, truck, or motorcycle in Texas.

Key Information on a Texas Vehicle Title

Every Texas car title includes:

• Owner’s Name & Address – Identifies the legal owner of the vehicle
• Vehicle Identification Number (VIN) – A unique code assigned to every car
• Title Number – Specific to the vehicle and issued by the state
• Lienholder Information (if applicable) – Shows if there’s an active loan

Whether you’re applying for a new title, transferring an existing one, or correcting a mistake, understanding how Texas titles work is the first step to hassle-free vehicle ownership.

Types of Car Titles in Texas

Texas issues several types of vehicle titles, including:

• Standard Title – For vehicles with no major issues
• Salvage Title – For cars that have been declared total losses
• Rebuilt Title – Issued after a salvaged vehicle is repaired and inspected
• Bonded Title – Used when ownership is in question (no previous title)

Knowing the right type of car title in Texas for your situation will help you avoid legal and financial problems.

How to Transfer a Car Title in Texas

Transferring a car title in Texas is a must when buying or selling a vehicle. Whether it’s a private sale or dealership purchase, following the proper steps ensures a smooth process.

Steps to Transfer a Texas Car Title

1. Complete the Title Assignment – The seller must sign the title and provide the buyer’s details.
2. Fill Out Form 130-U – Required for title transfers.
3. Get a Vehicle Inspection – Some counties require a safety inspection.
4. Submit Documents to the Texas DMV – Visit a local county tax office with:
   • Signed title
   • Bill of sale
   • Proof of insurance
   • Valid ID and payment for fees

Title Transfer Fees in Texas

• Standard Transfer Fee: $28-$33 (varies by county)
• Late Penalty Fee: If not transferred within 30 days
• Sales Tax: 6.25% (based on purchase price)

Understanding these steps and fees ensures you complete your Texas title transfer without delays.

How to Get a Duplicate Car Title in Texas

Losing your Texas car title doesn’t have to be a problem. You can quickly request a replacement from the Texas DMV.

Steps to Replace a Lost Car Title in Texas

1. Fill Out Form VTR-34 (Application for Duplicate or Certified Copy of Title)
2. Provide Identification (Driver’s License, State ID, or Passport)
3. Pay the Replacement Fee ($5.45 for standard processing)
4. Submit Your Request – Online, by mail, or in person at a Texas DMV office

How Long Does It Take to Get a Duplicate Title?

• Online/Mail: 5-10 business days
• In-Person: Immediate in some offices

With a duplicate car title in Texas, you can legally sell or transfer your vehicle without delays.

Bonded Titles in Texas: What You Need to Know

A bonded title in Texas is required when the original title is missing or ownership is unclear. This process protects future buyers from fraud.

How to Apply for a Bonded Title in Texas

1. Get a Surety Bond (1.5 times the vehicle’s value)
2. Complete Form VTR-130 (Bonded Title Application)
3. Submit All Documents to the Texas DMV
4. Wait for Approval – Usually takes 2-4 weeks

When Do You Need a Bonded Title?

• No Previous Title – Lost, stolen, or never issued
• Inherited Vehicle – If the deceased owner didn’t transfer the title
• Abandoned Vehicle – When previous ownership cannot be verified

A Texas bonded title ensures you legally own the vehicle before selling or registering it.

Salvage and Rebuilt Titles in Texas

If your vehicle has been declared a total loss, it may receive a salvage title in Texas. However, once repaired, you can convert it to a rebuilt title.

Salvage Title vs. Rebuilt Title

Salvage Title	Rebuilt Title
Issued for cars with severe damage	Issued after repairs and inspection
Cannot be legally driven	Can be registered and insured
Lower resale value	Higher resale value than salvage

How to Convert a Salvage Title to a Rebuilt Title

1. Make All Necessary Repairs
2. Pass a Texas Safety Inspection
3. Apply for a Rebuilt Title (Submit Form VTR-61 and proof of repairs)

Understanding salvage and rebuilt titles in Texas helps you make informed decisions when buying or repairing a damaged vehicle.

FAQs About Car Titles in Texas

How Much Does a Texas Car Title Cost?

• New Title: $28-$33
• Duplicate Title: $5.45
• Bonded Title: Varies by vehicle value

How Long Does It Take to Get a Texas Car Title?

• Standard Processing: 10-14 business days
• Expedited Options: Available in some counties

Can I Sell a Car Without a Title in Texas?

No—Texas law requires a title for legal vehicle sales. If lost, apply for a duplicate before selling.

Is Notarization Required for a Texas Title Transfer?

Not always, but some private sales and bank-financed vehicles may require it.

Final Thoughts: Mastering Texas Car Titles

Whether you need a car title in Texas for a new purchase, a sale, or a lost document replacement, this guide ensures you handle the process smoothly. From standard titles to bonded and salvage options, understanding Texas DMV procedures saves time and avoids legal issues.

Ready to get your Texas car title? Visit your local county tax office or file online today!

By following these steps, you’ll have all the knowledge needed to successfully manage car titles in Texas like a pro.