💰 Duplicate Title Fee: How Much Does It Cost to Get a Replacement Title?

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If you’ve lost, stolen, or damaged your vehicle title, you’ll need to request a duplicate title from your state’s Department of Motor Vehicles (DMV). But how much does it cost? Understanding the duplicate title fee is an important part of the process.

This guide provides state-by-state duplicate title fees, including:

✅ Official DMV costs
✅ Additional service charges
✅ Accepted payment methods
✅ Tips to avoid scams

🧾 What Is a Duplicate Title?

A duplicate title is an official replacement issued by the DMV when the original is:

Lost
Stolen
Damaged
Illegible

It contains the same information as the original and is marked “DUPLICATE ” for reference. It has the same legal value as the original and can be used for:

Selling or transferring your car
Registering your vehicle
Getting insurance
Paying off a lien

💵 Average Duplicate Title Fees by State

Here are the official duplicate title fees in popular U.S. states:

State	Duplicate Title Fee	Notes
California	$20	Available online, by mail, or in person
Texas	$5.45 + service fee	Some counties add $2–$5
Florida	$76.25	Includes $60 title fee + $16.25 handling fee
New York	$50	Must be submitted by the owner or a notary
Illinois	$30	Can apply online or at a local SOS office
Georgia	$20	Available through the Georgia DDS website
Arizona	$12	Online or in-person option
Washington	$15.50	Available through DOL
North Carolina	$15	Apply online or at the local DMV
Pennsylvania	$69	The fee includes registration update
Ohio	$15	Available through BMV
Michigan	$15	Also available at Secretary of State offices
Colorado	$22	Online and in-office options

🔎 If you tell me your state, I’ll give you the exact current fee, plus the direct link to apply and where to go near you.

📦 Additional Costs You Might Encounter

While the base DMV fee is usually between $10–$80, there may be extra charges, such as:

Additional Cost	Description
Service Fees	Some states charge extra for processing or convenience
Notarization Fees	Required in some states – typically $10–$30
Mailing Fees	If submitting by mail, include return postage
Third-Party Service Fees	AAA, eTags, or Hello Auto Mail may charge convenience fees
Lien Release Fees	If you paid off a loan, you might need to update the title

🛠️ How to Pay the Duplicate Title Fee

Most DMVs accept the following payment methods:

Payment Method	Accepted By Most States?
✅ Credit/Debit Card	Yes – online and in-office
✅ Money Order	Yes – by mail or in person
✅ Cash	In person only
✅ Check	Usually accepted by mail or in person

Always check with your state DMV for acceptable payment methods before applying.

🌐 Online vs. In-Person vs. Mail-In: Cost Comparison

Option	Pros	Cons	Typical Total Cost
Online	Fast, convenient	May include the small service fee	$10–$80
By Mail	No travel needed	Slower; risk of lost documents	$10–$80
In Person	Immediate help if available	Time-consuming	$10–$80

Some states offer discounts or lower fees for seniors, veterans, or disabled drivers — always worth checking!

🧾 Example: California Duplicate Title Fee

Step 1: Fill Out Form REG 227

Download California REG 227

Step 2: Pay the Fee

Fee: $20
Payment Methods :
- Online: Credit/debit card
- By mail: Check or money order
- In person: Cash, card, or check

Step 3: Submit the Application

Online: CA DMV Online Services
By mail: Send to P.O. Box 932345, Sacramento, CA 94234-3545
In person: Visit any CA DMV Office

Step 4: Wait for Delivery

Online : 3–7 business days
By mail: 2–4 weeks

⚠️ Important Tips About Duplicate Title Fees

Tip	Why It Matters
Never pay someone claiming to “get you a title fast” unless they’re official	Scammers often target people with missing titles
Always pay directly to the DMV	Avoid third-party services that overcharge
Keep a copy of all paperwork	For future reference or resale
Store your title securely	Prevent theft or loss
Report lost or stolen titles immediately	Avoid liability for unauthorized sales

🧑‍⚖️ Legal Implications of Not Having a Valid Title

Using a fake or forged title is illegal and can result in:

Fines
Jail time
License suspension
Vehicle seizure

Always use legitimate DMV processes when requesting or transferring a title.

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